Are All Insurance Agents The Same?
No. Here's Why.
To get the best deal on insurance, many people consult an insurance agent or broker. But did you know that there are different kinds of insurance agents and brokers—and the one you choose can make a big difference in the type of service you get and the choices you’re offered? Here’s the difference:
Captive agents and brokers. Captive agents work with a specific insurance company, and as part of their business agreement with that company, they can offer only that company’s insurance products. They may also be required to sell other products from that company, such as annuities and investment plans. An example is a State Farm agent.Independent agents and brokers. Independent agents and brokers have the advantage of offering products from many insurance companies. This helps them to better serve your interests, as they can review multiple options to find a policy with the best rate that’s right for you. Insurance rates vary from company to company. If you are unhappy with a renewal quote, call us to see if we can find you a better deal instead of you having the hassle to shop around. Another plus to working with an independent agent or broker is their ability to offer guidance for all your insurance needs—auto, home, business and more. They can customize a package of policies just for you. MacDowell Insurance, Inc.
Home - Auto - Commercial
420 Lake Howell Rd Maitland, Fl 32751 I Ph: 407-628-2200
